Personal Credit Cards? Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. Your original go card will be cancelled immediately and cannot be used for further travel. If these are your only two cards, your credit utilization ratio is 33.33%. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. Select the card with the best balance transfer offer available to you. 2. What if my card is lost or stolen? Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . Now you cannot access it on your original device. Is it a Myki issue? On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>>
Balance transfer from Lowe's to another card? - myFICO Forums https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. Whats the difference between a hard credit inquiry and a soft credit inquiry? If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> At this stage, these are the only card types available on Mobile myki. The short version.
daaab.eth | Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 | Etherscan What is the best credit card for bad credit? This will let you manage your myki as you would a physical myki card. You can also update it there if youre not on the latest version. This is why I don't keep much money on transport cards. The balance transferred when the old card expired.
How Does a Balance Transfer Work? | Credit Karma What is the best credit card for excellent credit? If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. If you're entitled to these additional benefits, you can access them by using your myki smartcard. WalletHub Answers is a free service that helps consumers access financial information. Your Mobile myki expires after two years. 181 0 obj A Mobile myki expires after two years. Your myki money or pass can then be transferred to a new smartcard. I called customer service and was advised I needed to go in person to Flinders St station to do it. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. %%EOF
How to pause your Myki or get your money refunded while you're stuck at Upon approval, your new card provider might pay your old card provider directly or send a check to you. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. For more information, visit the V/Line website. Hold the phone still when touching on and off. 8:35pm Feb 8, 2020. -- Lee Huffman, credit card expert at BaldThoughts.com. Please note, balance transfer is not instantaneous. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. <> How are Banks Adapting to Meet New Needs Because of Coronavirus? My old one is registered and everything with my account but there seems to be no way to import that one in. Wallethub doesnt charge for this service. Learner permit or driver test. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. I found that other card with $19.90 on it. This is how I feel when people ask if I can fax them a form. On your new phone, download Google Wallet and set it up with your same account details. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. What kind of retarded system is this? Your Mobile myki will now appear in Google Wallet. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. The system was developed by Kamco (Keane Australia . Opinions expressed here are the authors and/or WalletHub editors'. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card?
How to Transfer a Credit Card Balance to Another Credit Card On Friday Martin. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Do You Have to Be a Student to Get a Student Credit Card? Licences. PTV does not have any access to any information within the Google Wallet app. Image what could have been done with a billion fucking dollars. Music:.
Four reasons a credit-card balance transfer may be a bad idea To. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. From the pop-up options, select 'Deactivate'. In addition, it is not any companys responsibility to ensure all questions are answered. They are good for people who use transport frequently. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. 188 0 obj If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Choose a card from the list or search by location or card name. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% .
How can I check the balance of my myki card? - KnowledgeBurrow If you're still travelling after 2 hours, you'll be charged a daily fare.
Seniors Card Frequently Asked Questions (FAQs) 185 0 obj 0000014515 00000 n
Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. If you have Mobile myki you can set Auto Load via the Google Pay app. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. I don't know where the actual card is. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. How does credit and credit cards work for students?
Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. Apply for a traffic accident report; Renew driver licence. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . You can replace your ticket if its expired, damaged or defective. Only Mobile myki has the ability to charge you a fare via a myki device. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. the PVT website says: "What to do with your myki when you leave Melbourne. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. Top up your myki If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. Enter your card number and other required information.4 You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. You can request a new, free myki smartcard through your online account. The easiest option is to call PTV on 1800 800 007. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. You would break even only after a year. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". My old one is registered and everything with my account but there seems to be no way to import that one in. endobj 179 0 obj Refunds cannot be issued for less than $5. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? You can register either when you buy your myki, or at a later date. 0000117992 00000 n
We cant replace a lost or stolen unregistered myki. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. You will need to provide identification to show that you are the registered myki card holder. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. This is the case for all major credit card issuers. In my experience touching on is quicker than validating a metcard. For example, one person can manage mykis for family or friends. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. If the card is unregistered you cannot recover the myki money. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. endobj endstream Auto top up and Auto-load cant be transferred to your new myki. Standard message rates apply. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. No. Do you have any links to the technical specs of the miki?
Myki Card | Buy or Top-up | Transport and Driving | Service Victoria I was told that when I made a new card I would be able to transfer the money across. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. Posting by mobile so you can find it yourself ;-). 182 0 obj You'll need your 15-digit myki number to register. Can You Get a Student Credit Card With No Income? They're talking bullshit. Just one more benefit you enjoy as a COPFCU member. EDIT; The card that I want to transfer FROM was lost and it was de-activated.
What happens to your credit card after a balance transfer? I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! No. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Which I obviously don't have because it is lost. You will need to provide identification to show that you are the registered myki card holder. Choose your top up value and minimum balance. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen I realise this is not a life-changer, but there's a principle at stake. Your card provider holds the right to approve or deny your request for a balance transfer. Get up to 5% cashback in rotating and newly added everyday categories. So I had a mobile MyKi with around $6.xx balance on it. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. This answer was first published on 03/01/23. My Myki was due to expire after three years. What are Your Rights as a Credit Card Holder? Step 3: Review Card Offer Terms. Save Big With Low-Rate Balance Transfers. 0000005223 00000 n
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Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. 0000002823 00000 n
What are the best student credit cards for cash back? From a creditworthiness point of view, this number should be at 30% or lower. A balance transfer lets you use a credit card to pay debt on another credit card. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Enter the amount of debt you want . Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Legit all the way, touched on and everything. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? You'll need to know the account number for your existing balance and how much you want to transfer. The . Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Depending on your card provider, you may initiate the process online or over the phone. If you register your myki, you can set Auto Top Upand manage your myki. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. This will allow you to deactivate your Mobile myki. myki Pass Great if you travel often and on consecutive days. 1. December 29, 2022 - 1:47PM. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. This is unfair, and I don't think this cost is refunded if you submit the form for a refund.
Myki messed me up today : r/melbourne - Reddit k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". They earn interest on it. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. How to Process Credit Card for Consumers & Merchants? You can register your Mobile myki via Register your myki. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. I want to transfer the $19.90 to the card with $6.54 on it. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. Unregistered vehicle permit. I realise this is not a life-changer, but there's a principle at stake. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Contact us to request the transfer. Step 4: Analyze Your Top Picks.
Wells Fargo Credit Card - Balance Transfer - Wells Fargo From the "I Want To" drop down menu, find "Transfer a Balance.". Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. If NFC is shown and you can turn it on or off, you have NFC. What a frikkin waste of money! The card itself holds the balance, rather than a back office system telling the readers that the balance is available.
What is a balance transfer and how does it work? - CreditCards.com Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. The phone is awake whenever the screen is turned on, even it's locked. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. <>stream
Myki - Wikipedia Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. You need to be connected to the internet to top up your Mobile myki. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. Because the whole thing is fucked. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Was told a main railway station can move the balance. For more information, visit the V/Line website. We're working to improve the messaging. Your balance is protected from the time you tell us your myki is lost or stolen. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). You can replace some types of tickets if they are lost or stolen. You can request a new, free myki smartcard through your online account. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. Pay down this card's balance quickly to improve your credit.
Can I transfer my American Express balance to another card? - WalletHub Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening.
No wonder the thing cost more than a billion dollars.
Myki travel cards 80 million dollars in lost money Victoria news <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> After all, I was going to pay more money as opposed to the concession rate. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. Maintain your L-plate log book. Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. Whats the Difference between Business vs. You can register online, via the PTV app or call 1800 800 007 and registration is instant. Is it bad to do multiple balance transfers? If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. To use, simply: top-up your card tap on at the start of your journey tap off at the end. I've got a new Myki in my Seniors package. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues.
I need to transfer a balance from one credit card to another credit You paid down debt, which means you won't have to pay interest on previous balances going . Children, seniors and concession go card holders travel at 50% of the normal adult fares. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. 0000001076 00000 n
Go to Settings > Connected devices > NFC. 180 0 obj 0000008137 00000 n
To learn how to do a balance transfer, review this step-by-step process.
I was told there was nothing I could do for this one as it wasn't registered. 2.
Cincinnati Police Federal Credit Union Balance Transfers The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. Check your phone to make sure you're connected to WiFi or mobile data. So I had a mobile MyKi with around $6.xx balance on it. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. Create an account to follow your favorite communities and start taking part in conversations. What are the best cash back credit cards for fair credit? A billion fucking dollars.